Why Home Improvements Can Lead to Questions About an Elevation Certificate
You finish a home project. New porch. New garage. New patio grading. Then a lender or insurance agent asks for an elevation certificate. It catches people off guard. In Illinois, this happens more than most homeowners expect. Rivers, creeks, and low-lying subdivisions cover a lot of ground here. Once you touch the structure or the […]
How To Find Your Property On FEMA’s Flood Insurance Rate Maps
What are FEMA flood maps? FEMA’s Flood Insurance Rate Maps (FIRMs) or just Flood Maps are provided after a flood risk assessment has been completed or updated for a community. This study is known as a Flood Insurance Study. The FIRM gives you the Base Flood Elevations (BFEs) and insurance risk zones in addition to […]