FEMA Elevation Certificate: How It Affects Flood Insurance Costs

Flooded residential street in Chicago illustrating the need for a FEMA Elevation Certificate for flood insurance

Why Elevation Certificates Matter for Chicago Homeowners Flooding in Chicago is more common than many homeowners expect. Heavy rains, snowmelt, and older drainage systems often overwhelm neighborhoods near the Chicago River, Lake Michigan, and low-lying areas such as Albany Park and South Shore. For property owners in these areas, flood insurance isn’t optional. How much […]